Field representatives from Progressive, Dixie, Moore Group and Superior are all scoring high, with Moore Group gaining a slight lead in the past month. Certain field representatives have scored extra high points by saying "have a nice day!" to the agent as they walked out with their supplies.

Company representatives that sign mailed terminations to agencies (for loss ratio) are also eligible for the contest, if they have someone snap a photo while they are actually signing the odious document and then submit the photo for judging.

For good reason, agents have been assigned the task of judging the contest. After all, it is the agent who must attempt to maintain a straight face while the pitiful company rep explains how they should have underwritten against that big UM loss their agency had last year.

The contest is heating up as more and more company personnel find it nearly impossible to keep a straight face while canceling an agency for loss ratio in light of irrefutable evidence indicating that a non-standard auto agent has no control over the multitude of factors that govern the ratio. These facts were first made public in the June 87 issue of the ASCC PRESS in an article titled, "The Great Loss Ratio Farce."

That article challenged "any non-standard (auto) insurance company to contest the argument we have put forth (in the article) ... with reason and mathematics." Obviously, there have been no takers, but many company people have found themselves willing and unwilling participants in one of the most widely perpetrated hoaxes of recent history.

Agents are encouraged to send their B.S. Ballots (Best Straight-Face Ballots) to the ASCC PRESS for publication in a future issue. All eligible company personnel are reminded that a large number of B.S. Ballots in their name will qualify them to compete in the next level of the B.S. Face Contest by explaining to all agents why non-standard auto Direct Bill is "valuable and exciting" for their agency - while continuously maintaining a straight face. Any company employee who can achieve this remarkable feat will then be elected to the B.S. Face Hall of Fame for 1988.